Annuity videos explained by Jeffrey Scott McLeod, LUTC

Watch plain-English videos about fixed index annuities, buyers’ guides, crediting methods, and retirement insurance topics from the Annuities Explained YouTube channel. This library lists 194 owned public videos (long-form first, then Shorts).

Call or text 501-658-9882 · Book the calendar · Insurance products only (TX license 901162 · NPN 558629).

Staging note: All 194 owned watch pages are built under clean URLs /videos/<slug>/ in this local staged folder. Local staging only — not uploaded to the live server yet.

Long-form videos (45)

Long-form

What Is An Immediate Fixed Annuity?

0:26 · 2026

Long-form

What Is A Single Premium Annuity?

0:32 · 2026

Long-form

401k 403b IRA Mistakes To Avoid in Retirement - What Is A Rollover? Direct and Indirect

1:03:34 · 2026

Long-form

The 10-Year Rule: How the SECURE Act Changed Your Inherited IRA 401k 403b TSP

1:01:27 · 2026

Long-form

401(k) IRA Distribution - Direct and Indirect Transfer Rollover Mistakes and How To Avoid Them

59:23 · 2026

Long-form

Monthly Point-to-Point: The Annuity Feature Most Retirees Don't Understand

1:25 · 2026

Long-form

Roth Conversion Warning 2026 - Don't, here's what can happen

0:43 · 2026

Long-form

Index Annuity Participation Rates - Can You Make Money?

1:27 · 2026

Long-form

Fixed Index annuity annual point-to-point with a cap explained

1:28 · 2026

Long-form

Can You Make Money with Annual Point to Point? A spread fee

1:00 · 2026

Long-form

NAIC Buyer’s Guide to Annuities Explained (Plain-English Walkthrough)

15:41 · 2026

Long-form

Can You Make Money With a Spread / Margin fee in a fixed index annuity?

1:10 · 2026

Long-form

Fixed Index Annuity Cap Rate vs Monthly Averaging Jeff McLeod Reviews FIAs

1:11 · 2026

Long-form

What Is an Indexed Annuity? How Interest Is Credited | Jeffrey S. McLeod

1:14 · 2026

Long-form

NAIC Buyer’s Guide to Annuities Explained (Plain-English Walkthrough)

16:11 · 2026

Long-form

Annuities using Monthly Average vs Point to Point

1:55 · 2026

Long-form

Can You Make Money with a Spread Fee? Annuities Explained 2026

1:10 · 2025

Long-form

Fixed Index Annuities FIAs

1:45 · 2025

Long-form

Annuities Explained How to Get a Sample to read first Jeffrey McLeod LUTC

0:30 · 2025

Long-form

Annual P2P Fixed Index Annuity Explained

0:59 · 2025

Long-form

Annuities Explained | Annuity Buyers Guide

21:28 · 2024

Long-form

Fixed Index Annuities Explained? Can you lose money with annual reset annuities? Jeffrey McLeod

1:11 · 2018

Long-form

What Is a Fixed Index Annuity? | Jeffrey S. McLeod

3:40 · 2016

Long-form

Annuities Explained | Fixed Index Annuity Annual Point To Point

1:35 · 2013

Long-form

Annuities Explained | What is an annuity? Jeff McLeod

2:08 · 2013

Long-form

Annuities Explained | Fixed Index Annuity | Monthly Point to Point

2:13 · 2013

Long-form

Annuities Explained | Fixed Index Annuities How Monthly Average Works

2:23 · 2013

Long-form

Fixed Index Annuity Diversification 800-286-1812

1:36 · 2010

Long-form

Index Annuity 800-286-1812

2:00 · 2010

Long-form

Annuity Income Rider 800-286-1812

1:57 · 2010

Long-form

Equity Indexed Annuity Returns 800-286-1812

1:21 · 2010

Long-form

Stretch IRA Annuities 800-286-1812

2:06 · 2010

Long-form

Fixed Annuities 800-286-1812

1:24 · 2010

Long-form

Fixed vs Variable vs Indexed Annuities | Jeffrey S. McLeod

1:01 · 2010

Long-form

Annuities- Monthly Average Index Annuity 800-286-1812

1:09 · 2010

Long-form

Indexed Annuity Performance - Annual Reset 800-286-1812

1:04 · 2010

Long-form

Annuities Explained | How Monthly Average Works In Fixed Index Annuity

0:42 · 2010

Long-form

Annuities And How To Research Indexed Annuities 800-286-1812

1:05 · 2010

Long-form

Indexed Annuities Pros And Cons

2:55 · 2010

Long-form

What Is An Annuity?

2:41 · 2010

Long-form

Annuities Explained | What Is An Annuity?

0:30 · 2010

Long-form

What Is an Annuity? Buyer's Guide Overview | Jeffrey S. McLeod

6:46 · 2008

Long-form

Annuities Explained Fixed Indexed Annuities Monthly Average

2:55 · 2008

Long-form

How Annual Reset Works in an Indexed Annuity | Jeffrey S. McLeod

2:41 · 2008

Long-form

Annuities Explained | Equity Index Annuity

0:23 · 2007

Shorts (149)

Short

Roth Conversion and Annuities: What to Know

0:43 · 2026

Short

Did you Know Babe Ruth had Annuities?

0:10 · 2026

Short

Are Annuities 2,000 Years Old?

0:10 · 2026

Short

What is an annuity NAIC guide III

1:58 · 2026

Short

NAIC Annuities Guide II - Questions

2:09 · 2026

Short

What is an annuity? NAIC guide explained

2:51 · 2026

Short

Annuity Payout for Lifetime +10 years explained

1:39 · 2025

Short

Life Only Annuity Payout explained

1:00 · 2025

Short

What is a Fixed Period annuity?

0:25 · 2025

Short

Joint and Survivor Annuity Lifetime Income explained

0:56 · 2025

Short

Life only Annuity explained

0:49 · 2025

Short

What are the different types of annuities? Annuities Explained

0:25 · 2025

Short

How do annuities payout?

0:36 · 2025

Short

Single Life Annuity explained

0:42 · 2025

Short

How are annuities taxed? Annuities Explained

0:13 · 2025

Short

Lump Sum annuity payment explained

0:30 · 2025

Short

Annuity payout options - How to choose?

2:51 · 2025

Short

What are the different kinds of annuities? Annuities Explained

0:24 · 2025

Short

Annuity Period Certain explained

0:31 · 2025

Short

What is an annual reset Annuity? Annuities Explained

0:37 · 2025

Short

Are Annuities a Good Idea?

0:27 · 2025

Short

What is a participation rate? Annuities Explained

0:28 · 2025

Short

Can you lose in a fixed Annuity? Annuities Explained

0:28 · 2025

Short

What is an annuity and how do they work? Annuities Explained

0:30 · 2025

Short

What is a spread/margin? Annuities Explained

1:15 · 2025

Short

Annuities vs CDs: What Banks Won't Tell You

0:20 · 2025

Short

Annuity versus CD - What Banks don't want you to know

0:21 · 2025

Short

How does a cap rate work? Annuities Explained

0:23 · 2025

Short

CDs vs Annuities: How They Differ

0:21 · 2025

Short

Best Annuity companies - Use the system of statutory accounting?

0:24 · 2025

Short

Annuity versus CD Two Safe Options to Compare 2026

0:18 · 2025

Short

Fixed annuity rates vs bank CD rates

0:19 · 2025

Short

Annuity vs Bank CD - equivalent yield explained

0:18 · 2025

Short

Annuity vs CD Understanding the 5% Taxable Equivalent Yield

0:21 · 2025

Short

Best annuity rates? Are they paying more than a bank CD?

0:20 · 2025

Short

Best fixed annuity rates vs CDs

0:24 · 2025

Short

Annuity early withdrawal penalty – IRS + contract fees

0:20 · 2025

Short

Can You Lose Principal in a Fixed Annuity?

0:27 · 2025

Short

Fixed Index Annuity: Can You Lose Principal?

0:22 · 2025

Short

What Is an Annuity Surrender Charge?

0:30 · 2025

Short

Annuity withdrawal charge

0:22 · 2025

Short

Why Surrender charges are waived with a bail out option?

0:20 · 2025

Short

Are Fixed Index Annuities Too Good to Be True?

0:26 · 2025

Short

Surrender Charges - Can Annuity Surrender Charges Cost You Thousands?

0:19 · 2025

Short

Annuity Surrender Charges: What They Mean

0:17 · 2025

Short

Why is a surrender charge in an annuity the best part?

0:29 · 2025

Short

Fixed Annuity explained in 30s

0:30 · 2025

Short

Immediate vs deferred annuities explained

0:25 · 2025

Short

Annuity rates explained

0:26 · 2025

Short

Annuity pros and cons explained

0:17 · 2025

Short

Surrender charges in annuities explained

0:16 · 2025

Short

Tax treatment of annuities explained

0:19 · 2025

Short

Equity index annuity explained

0:19 · 2025

Short

How Annuities work

0:19 · 2025

Short

Annuity income payments explained

0:24 · 2025

Short

Annuity death benefit explained

0:13 · 2025

Short

Fixed Annuity Principal: Can You Lose Money?

0:20 · 2025

Short

What are equity indexed annuities?

0:29 · 2025

Short

Can you lose money in indexed annuities?

0:29 · 2025

Short

Best fixed index annuity? Can it be Annual Reset?

0:11 · 2025

Short

What is a fixed deferred annuity?

0:19 · 2025

Short

Can you lose money in a hybrid annuity?

0:30 · 2025

Short

Can you lose your money in an annuity if you die early?

0:17 · 2025

Short

Can you lose money in an annuity?

0:18 · 2025

Short

Can you lose money in an indexed annuity?

0:18 · 2025

Short

Can you lose money in a fixed index annuity?

0:29 · 2025

Short

Deferred income annuity (DIA) in 30 seconds

0:24 · 2025

Short

Fixed index annuity caps explained in 30s

0:24 · 2025

Short

What are Annuity surrender charges?

0:27 · 2025

Short

Best no fee annuities explained

0:24 · 2025

Short

What is an equity index annuity?

0:32 · 2025

Short

Can you cash out of an annuity early?

0:09 · 2025

Short

Can you lose money in a multi year guaranteed annuity?

0:21 · 2025

Short

Can you lose money in fixed index annuities?

0:23 · 2025

Short

No-Cap Annuities: How the Cap Rate Works

0:26 · 2025

Short

What is a spread fee in FIA?

0:52 · 2025

Short

Can you lose principal in a fixed index annuity?

0:30 · 2025

Short

What is a certain payout?

0:20 · 2025

Short

What Are No-Cap Fixed Index Annuities?

0:34 · 2025

Short

Fixed index Annuity caps explained

0:20 · 2025

Short

What is a GLWB rider?

0:29 · 2025

Short

What is a hybrid Annuity?

0:26 · 2025

Short

What is a 10 year surrender period?

0:30 · 2025

Short

Can you lose money in a fixed annuity?

0:19 · 2025

Short

EIA vs FIA: Equity Indexed vs Fixed Index?

0:28 · 2025

Short

Roth IRA vs Roth Annuity

0:20 · 2025

Short

Best fixed annuity rates

0:19 · 2025

Short

10 year annuity rates today

0:22 · 2025

Short

Annuity surrender charge waiver rules

0:24 · 2025

Short

What Is a Deferred Income Annuity (DIA)?

0:21 · 2025

Short

What is an annuitization bonus?

0:28 · 2025

Short

Annuity for teachers 403B rollovers

0:11 · 2025

Short

What is an Annuity ladder strategy?

0:28 · 2025

Short

What Is an Annuity Liquidity Rider?

0:26 · 2025

Short

How much does an annuity pay?

0:24 · 2025

Short

Is monthly average a superior calculation? Fixed index annuity.

0:27 · 2025

Short

Annuity vs CD: Key Differences Explained

0:20 · 2025

Short

What is annual point to point? Index annuities

0:22 · 2025

Short

What is an annual reset Annuity?

0:29 · 2025

Short

MYGA vs Fixed Annuity: Rate Guarantee Difference

0:19 · 2025

Short

Cash Out an Annuity Early: Fees and Penalties

0:14 · 2025

Short

Annuity fees you must avoid

0:30 · 2025

Short

Annuity payout options explained

0:21 · 2025

Short

What is a bonus Annuity?

0:23 · 2025

Short

Can you do a partial 1035 exchange?

0:27 · 2025

Short

Can You Lose Principal in a Fixed Indexed Annuity?

0:27 · 2025

Short

MYGA vs Traditional Fixed Annuity Explained

0:30 · 2025

Short

No-Cap Fixed Annuity: What Does No Cap Mean?

0:19 · 2025

Short

1035 exchange explained in 30 seconds

0:27 · 2025

Short

What Is a 10-Year Annuity Surrender Period?

0:25 · 2025

Short

What is a capped index Annuity?

0:24 · 2025

Short

What is a participation rate?

0:28 · 2025

Short

Can you add money to an existing annuity?

0:30 · 2025

Short

Can you lose money in fixed indexed annuities?

0:28 · 2025

Short

Annuity income you can NEVER outlive

0:27 · 2025

Short

Is a MYGA the Same as a Fixed Annuity?

0:25 · 2025

Short

How does Annuity crediting work?

0:20 · 2025

Short

Fixed Annuities With No Cap: How Interest Works

0:19 · 2025

Short

Index annuity with 140% participation rate?

0:22 · 2025

Short

Annuity payout options explained

0:18 · 2025

Short

Can you add money to existing annuities?

0:24 · 2025

Short

Can you lose principal in fixed index annuities?

0:18 · 2025

Short

Guaranteed lifetime withdrawal benefit

1:03 · 2025

Short

A surrender charge is the penalty you pay

0:32 · 2025

Short

Best fixed annuity companies

0:29 · 2025

Short

How are fixed index annuities regulated?

0:26 · 2025

Short

Can you lose money in a fixed annuity? 1

0:45 · 2025

Short

How do fixed index annuities work?

0:25 · 2025

Short

Are fixed index annuities safe?

0:27 · 2025

Short

What is the difference between a fixed annuity and a fixed index annuity?

0:26 · 2025

Short

Can you take 10% free withdrawal every year?

0:23 · 2025

Short

What are fixed index annuities?

0:27 · 2025

Short

Can you move an annuity to another company?

0:30 · 2025

Short

Annuity for heirs - keep it or cash out?

0:53 · 2025

Short

What is a nursing home rider?

0:26 · 2025

Short

What is a liquidity rider?

0:45 · 2025

Short

Annuity joint life payout explained

0:43 · 2025

Short

Can you split an annuity between spouses?

0:22 · 2025

Short

What is 0% floor Annuity?

0:29 · 2025

Short

What is an EIA vs FIA?

0:21 · 2025

Short

Annuity vs Treasury bonds

0:51 · 2025

Short

How does Annuity crediting work?

0:33 · 2025

Short

Deferred Income Annuity: How Income Is Delayed

0:26 · 2025

Short

Can You Cash Out an Annuity Early?

0:19 · 2025

Short

What Is a GLWB Annuity Rider?

0:30 · 2025

Short

What Is a MYGA vs a Fixed Annuity?

0:27 · 2025

Short

What Is an Annual Reset Annuity?

0:30 · 2025

Short

What is a Bonus annuity?

0:20 · 2025

Short

Annuities Explained

0:44 · 2024

Insurance-only disclaimer

Jeffrey Scott McLeod, LUTC, is a licensed insurance producer. Content on this page is educational and discusses insurance products only—not securities, brokerage, or investment advisory services. Texas license 901162. Arkansas / National Producer Number 558629. Product availability, rates, and features vary by state and insurer. Read the NAIC Buyer’s Guide and the insurance contract before you buy.

Questions about fixed index annuities?

Call or text 501-658-9882 · Book a time on the calendar

Jeffrey Scott McLeod, LUTC — Licensed insurance producer. Texas license 901162. Arkansas / National Producer Number 558629. Insurance products only; not securities or investment advisory services.

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