Long-form
Fixed Annuities 800-286-1812SummaryIn this 1:24 Annuities Explained video, Jeffrey Scott McLeod, LUTC, covers “Fixed Annuities.” Wharton school of business in pennsylvania this study was from 1995 through to november of 2009 and there was a forbes magazine article. That interviewed the professor who conducted the research on fixed index annuities and the professor was quoted as saying there is no asset category. That outperformed them that's quite amazing and even they said the professor said they were amazed and really extremely surprised to find. That no asset category outperformed them how can that be well when the markets go up you get part of the up. When the markets go down you get nine of the down but at the bottom or when the markets have gone down your fixed index annuity resets. And starts all over at the bottom and Insurance education only—not securities advice. Key takeaways
From the NAIC Buyer’s GuideFixed indexed annuities are a type of fixed annuity that earn interest based on changes in a market index; the interest rate is guaranteed never to be less than zero, even if the market goes down. When you buy an indexed annuity, you are not investing directly in the market or the index. The 2022 NAIC Buyer’s Guide for Deferred Annuities explains that an annuity is a contract with an insurance company. With an annuity, the insurer promises to pay income on a regular basis for a period you choose—including the rest of your life. Immediate annuities begin payments soon after purchase; deferred annuities begin at a later date you choose. Most deferred annuities have an accumulation period and a payout period. Source: NAIC Buyer’s Guide for Deferred Annuities (2022). The guide does not endorse any company or policy. For your state insurance department, see www.naic.org. Questions about fixed index annuities? Call or text 501-658-9882 · Book a time on the calendar Insurance-only disclaimer Jeffrey Scott McLeod, LUTC, is a licensed insurance producer. Content on this page is educational and discusses insurance products only—not securities, brokerage, or investment advisory services. Texas license 901162. Arkansas / National Producer Number 558629. Product availability, rates, and features vary by state and insurer. Read the NAIC Buyer’s Guide and the insurance contract before you buy. More videos |
Jeffrey Scott McLeod, LUTC — Licensed insurance producer. Texas license 901162. Arkansas / National Producer Number 558629. Insurance products only; not securities or investment advisory services.
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