Long-form

Equity Indexed Annuity Returns 800-286-1812

1:21 · Uploaded 2010-11-11 · 426 views (YouTube)

Summary

In this 1:21 Annuities Explained video, Jeffrey Scott McLeod, LUTC, covers “Equity Indexed Annuity Returns.” That most advisors and financial planners and insurance agents would not want you to to to discover and it is index annuity.org remember to put the o-r-g. And no triple w is just i-n-d-e-x a-n-n-u-i-t-y dot o-r-g you'll see a green bar across the top and on the far right hand side of. That site you'll see a link that says article library. When you click on article keep your eyes on the right hand side of the page scroll down to the fourth black title. That reads returns and there you have five-year index annuity returns published every single year in november and you can go back in time. And come up to the present time and you'll see a long-term better than average yield with a fixed index annuity Insurance education only—not securities advice.

Key takeaways

  • That reads returns and there you have five-year index annuity returns published every single year in november and you can go back in time.
  • come up to the present time and you'll see a long-term better than average yield with a fixed index annuity.
  • That most advisors and financial planners and insurance agents would not want you to to to discover and it is index annuity.org remember to put the o-r-g.
  • Confirm every feature, rate, and charge in the insurance contract and illustration for your state—not in a video alone.

From the NAIC Buyer’s Guide

Fixed indexed annuities are a type of fixed annuity that earn interest based on changes in a market index; the interest rate is guaranteed never to be less than zero, even if the market goes down. When you buy an indexed annuity, you are not investing directly in the market or the index.

The 2022 NAIC Buyer’s Guide for Deferred Annuities explains that an annuity is a contract with an insurance company. With an annuity, the insurer promises to pay income on a regular basis for a period you choose—including the rest of your life.

Immediate annuities begin payments soon after purchase; deferred annuities begin at a later date you choose. Most deferred annuities have an accumulation period and a payout period.

Source: NAIC Buyer’s Guide for Deferred Annuities (2022). The guide does not endorse any company or policy. For your state insurance department, see www.naic.org.

Questions about fixed index annuities?

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Insurance-only disclaimer

Jeffrey Scott McLeod, LUTC, is a licensed insurance producer. Content on this page is educational and discusses insurance products only—not securities, brokerage, or investment advisory services. Texas license 901162. Arkansas / National Producer Number 558629. Product availability, rates, and features vary by state and insurer. Read the NAIC Buyer’s Guide and the insurance contract before you buy.

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Jeffrey Scott McLeod, LUTC — Licensed insurance producer. Texas license 901162. Arkansas / National Producer Number 558629. Insurance products only; not securities or investment advisory services.