Long-form
Fixed Index Annuity Diversification 800-286-1812SummaryIn this 1:36 Annuities Explained video, Jeffrey Scott McLeod, LUTC, covers “Fixed Index Annuity Diversification.” This is how to diversify within your fixed index annuity let's say you divide it up among three different strategies you have daily averaging annual Point too and monthly pointto point. So you put one3 of your dollars in one strategy 1/3 in the. Second one/ third and the other third this third you say put 10% in um Mahalo 10% in the S&P 400. Because the S&P 400 has outperformed the S&P 500 all but one year out of the last 18 years. And then 10% in say the Russell 2000. And then 10% in maybe the Dow this third you put 10% in the S&P uh 400 annual point to point 10% in the Russell 2000 and 10% in the Dow. And then this third you put 15% in monthly pointto point for the S&P 500 and 15% in monthly pointto point for the NASDAQ 100 I only I know of only one. Company that has this many options you can find out by calling me at 1 or go to Insurance education only—not securities advice. Key takeaways
From the NAIC Buyer’s GuideFixed indexed annuities are a type of fixed annuity that earn interest based on changes in a market index; the interest rate is guaranteed never to be less than zero, even if the market goes down. When you buy an indexed annuity, you are not investing directly in the market or the index. The 2022 NAIC Buyer’s Guide for Deferred Annuities explains that an annuity is a contract with an insurance company. With an annuity, the insurer promises to pay income on a regular basis for a period you choose—including the rest of your life. Immediate annuities begin payments soon after purchase; deferred annuities begin at a later date you choose. Most deferred annuities have an accumulation period and a payout period. Source: NAIC Buyer’s Guide for Deferred Annuities (2022). The guide does not endorse any company or policy. For your state insurance department, see www.naic.org. Questions about fixed index annuities? Call or text 501-658-9882 · Book a time on the calendar Insurance-only disclaimer Jeffrey Scott McLeod, LUTC, is a licensed insurance producer. Content on this page is educational and discusses insurance products only—not securities, brokerage, or investment advisory services. Texas license 901162. Arkansas / National Producer Number 558629. Product availability, rates, and features vary by state and insurer. Read the NAIC Buyer’s Guide and the insurance contract before you buy. More videos |
Jeffrey Scott McLeod, LUTC — Licensed insurance producer. Texas license 901162. Arkansas / National Producer Number 558629. Insurance products only; not securities or investment advisory services.
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